The Best Mortgage Calculators On the Web!  In order to facilitate your purchase of your new home in the Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills Estates, Rolling Hills, Manhattan Beach, Hermosa Beach, Redondo Beach, Torrance and San Pedro, please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! • Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. • The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. • Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... A reminder that these "self-help" tools are helpful but not a substitute for personal advice from an experienced mortgage broker. The services of Tom Lieb, C.P.A., Mortgage Broker are complimentary. Why not consult with an experienced C.P.A. who can find the best loan program for your personal needs? Tom provides all buyers with a detailed Home Buyers Analysis that includes the tax benefits of each loan program. Call Thomas J. Lieb, C.P.A., Mortgage Broker for immediate and direct assistance with your new mortgage: 310-544-1248. Tom may also be reached by e-mail: tom@tjlcpas.com
Will Buying Points Save You Money?
Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. But each "point" will cost you 1% of your mortgage balance. This calculator helps you determine if you should pay for points, or use the money to increase your down payment. Click on the "View Report" button to review your information.
Definitions
- Term
- Number of years for this mortgage. Most common terms
are 15 years and 30 years.
- Mortgage amount
- Total balance for your mortgage.
- Interest rate
- Annual interest rate for this mortgage without purchasing any discount points.
- Years in home
- The number of years you expect to live in this home or the number of years before you refinance your mortgage.
- Principal and interest
- Monthly principal and interest (PI) for this mortgage.
- Points rate
- Annual interest rate for this mortgage with discount points.
- Points
- The number of discount points you need to receive the lower rate. Each point costs 1% of your mortgage amount.
The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
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Pamela Lieb
RE/MAX Palos Verdes Realty
25550 Hawthorne Blvd Suite 100
Torrance, CA 90505
DRE# 00779647
Office: 310-375-9831
Fax: 866-319-6577
Cell: 310-683-9743
PamelaLieb@NUMBER1EXPERT.com
Pamela Lieb, CRS, GRI, CLHMS, QSC, Re/Max Palos Verdes Real Estate Broker with over 25 years of experience in the representation of unique estate properties in the prestigious communities of Palos Verdes Estates, Rolling Hills, Rolling Hills Estates and Rancho Palos Verdes, as well as the South Bay Beach Cities, Torrance, and San Pedro. Pamela's extensive knowledge of the South Bay enables her to excel at matching clients to the perfect home. Pamela is dedicated to serving the needs of her clients with discretion and attentive service. A favor of reply is requested to join Pamela's distinguished client list: 310.544.1365 or e-mail Pamela at Pamela@PamelaLieb.com   
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